Wednesday, November 24, 2004

...don't get me started...

Don't get me started on insurance companies. We have been trying to collect on a claim now since January and we are yet to see a dime. I love it that they at first immediately assume that we are trying to pull some kind of insurance scam on them. We have to prove that we did not deliberately let hundreds of gallons of water flood into our beautiful home so that the ceiling fell down in my kitchen; that all the carpets are soaked and ruined; that my beautiful, cherry floors are now just so much kindling; that my pretty cherry cabinets fell apart when we pulled open the drawers; that there is EXACTLY *ONE* ROOM in my house that was not totally ruined. Forget about what was ruined in the basement. Forget about my piano which is now trash as well.

My beautiful house.

We have started making fixes with our own money. B & his dad just finished retiling the entryway, upstairs bathroom, and utility room. B has ordered a granite slab to replace the ruined laminate countertop. We have drywallers in fixing the kitchen ceiling and all of the ruined drywall. This is on top of what we had to spend (out of pocket, of course) on drying the house out and renting dumpsters to toss out all of the ruined carpeting and everything that was too waterlogged to save.

My beautiful house.

I hate insurance companies. They love you as long as you make your payments on time, but as soon as you file a claim, then you are the bad guy. First, you get immediately cancelled; they don't return phone calls; you are treated like you are a criminal.

I won't mention the company's name, but it begins with an 'A'. So much for being in good hands. I want to put my foot through the TV everytime I see one of their commercials.

But if I did that, I would have to make an insurance claim.

Don't wanna go there...

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